We believe USD payments outside of the card networks should be a vastly better experience. To start, business payments and account transfers should be instant – no processing windows or waiting weekends for settlement. We’ve built the API to enable exactly that.

At present, our API exposes the data and capabilities of instant payment networks with support for instant USD payments. It’s designed to be used for enabling truly instant deposits (no waiting on settlement, liquidity risk, underwriting), loan repayments, B2B payments, and more.

We currently support the Real-Time Payments and FedNow networks, with beta support for other instant payment networks.

If you have any questions or need help getting started, ping us at founders@useswift.dev.

API Reference

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Concepts

Read about key concepts around the Swift API

Quickstart

Learn how to build an instant on-ramp with Swift

Concepts