curl --request POST \
  --url https://api.useswift.dev/user_banks \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '{
  "account_number": "12345678",
  "account_holder_type": "individual",
  "bank_account_type": "checking",
  "routing_number": "12345678",
  "user_id": "user_vjb43lkAdf934jb13Df93"
}'

{
  "account_number": "12345678",
  "account_holder_type": "individual",
  "bank_account_type": "checking",
  "created_at": "2024-01-31T23:59:59Z",
  "id": "user_bank_vjb43lkAdf934jb13Df93",
  "is_rtp_enabled": true,
  "is_rtp_rfp_enabled": true,
  "routing_number": "12345678",
  "status": "active",
  "user_id": "user_vjb43lkAdf934jb13Df93",
  "verification_status": "verified"
}